[Top 15+] Best Stellar Lumens Wallets To Keep XLM Safe (2022 Edition)

Best Stellar Lumens Wallet

Stellar Lumens (XLM) is an open-source, decentralized form of money. Its basic currency is called Lumens and is denoted by XLM.

If you are looking for the best XLM wallet, then you are at the right place because we have compiled a list of hardware, web, desktop, Android, iOS wallets for your XLMs.

First of all, let me make it clear that Stellar Lumens is not a fork of Ripple. Yes, both these coins have the same founder but they have significant technological and philosophical differences between them.

You can go through our list of 16 Best Stellar Lumens Wallet to keep your XLM safe.

Top Stellar Lumens Wallets: ULTIMATE GUIDE

Stellar Lumens (XLM) logo used in an article about the Best Stellar Lumens wallet, best XLM wallet, Best Stellar wallet, Top Stellar Lumens wallet, and Top XLM wallets written on the Cryptoonews.com website

#1. Ledger Nano X

Price: Check the current price by clicking below.

Ledger Nano X - The secure hardware wallet

Ledger is a very popular hardware wallet company and its Ledger Nano X is a feature-rich hardware wallet. Apart from a USB cable, you can also connect it via BlueTooth to any BlueTooth supporting devices. It also has a battery of 100 mAh so you can use it to send or receive cryptocurrencies on the go.

It supports 1000+ cryptocurrencies including Stellar Lumens (XLM) and 10000+ crypto tokens which belong to the blockchains of these cryptocurrencies.

Ledger Nano X has also adopted various security features like two-factor authentication, PIN code, a recovery phrase, and a seed phrase. Plus the wallet gets locked if someone enters a wrong PIN code thrice.

Additionally, you will need to manually confirm a transaction by pressing the button on your device.

The design of the wallet is also beautiful and rigid. It has a solid plastic body which is covered by a twisting metal cover.

It is also very compact in size and can be easily carried around like a keychain.

It is our #1 choice for the best stellar wallet because:

  • It supports 1000+ cryptocurrencies
  • Supports wireless connectivity (BlueTooth)
  • Beautiful design and good build quality

#2. Trezor Model T

Price: Check the current price by clicking below.

Trezor Model T is developed and founded by Czech company SatoshiLabs. Trezor was also the first hardware wallet for cryptocurrencies. If you are a Trezor user, then you can be assured that your coins are completely safe.

The device has an open-source publicly accessible software code so in case SatoshiLabs shuts down, it will still be possible to use the wallet and integrate it with other programs.

It is completely operated over its touchscreen and that makes it more secure than every other hardware wallet. The reason behind this speculation is that every other hardware requires a computer or smartphone to access their sensitive information but Model T operates via touchscreen and doesn’t require the use of any external environment.

So, if you mistakenly connect your hardware wallet to a computer containing malware/viruses, you compromise the security of your funds but that is not the case with Model T.

Trezor Model T also adopts other security features like two-factor authentication, 12-word recovery seed phrase, passphrase, etc. It supports 1000+ cryptocurrencies and new coins are constantly getting added to it.

In terms of security, Trezor Model T is undoubtedly the best stellar lumens wallet but the only reason it is #2 is because of its enormous price.

Trezor has been around since 2014 and it has never reported a loss of a single coin.
However, a ledger wallet user has lost $74,000 worth of XMR coins once.

It’s another incredible feature is that you can create 10 different accounts for every cryptocurrency so you can use some accounts for HODLing, some for trading, and some for regular usage.

So if the price isn’t an issue, I recommend you to buy Trezor Model T as it is not just the best stellar lumens wallet but also the best hardware wallet all around.

#3. Trezor One

Price: Check the current price by clicking below.

Trezor One was the world’s first hardware wallet.

It is an inexpensively priced hardware wallet by SatoshiLabs. It is another good option to store your stellar lumens (XLM) and other cryptocurrencies safely.

It has a non-touch OLED display and two buttons that are used to sign or decline a transaction. The company also provides detailed manuals and instructions to make your configuration and usage process as smooth as possible.

It runs on a custom Cortex M3 (120MHz embedded ARM processor) operating system.

Why use Trezor One?

  • Supports 1000+ cryptocurrencies including Stellar Lumens (XLM)
  • Simple and intuitive user-interface
  • USB connectivity
  • 9-digit PIN code security
  • Compact in size
  • Lightweight

Trezor’s developing team is also the founder of 24-word Seed Phrases. Model One is also BIP39 compatible.

It doesn’t offer as many features as Trezor Model T but it is still a viable option hardware wallet.

It does not support BlueTooth connectivity and is completely dependent on a USB cable to be operational.

Considering its price and features, it certainly deserves a place in our list of the top stellar lumens wallet.

#4. Ledger Nano S

Price: Check the current price by clicking below.

Ledger Nano S is an affordable and very secure hardware wallet. It is also a non-custodial wallet so you can store the private keys of your cryptocurrencies safely inside it.

You will need to connect it to a computer or smartphone via USB cable and use it to send or receive various cryptocurrencies.

Just like other wallets, Ledger Nano S also supports 1000+ cryptocurrencies including Stellar XLM and it is compatible with Windows, Linux, macOS, and Chrome operating systems. You can also connect it to your Android device using an OTG cable.

You won’t even need to connect your wallet to a computer to receive your Stellar Lumens if you have stored its receiving address elsewhere.

As a matter of fact, you don’t even need to transfer your coins somewhere else when you are updating and restoring your wallet’s software, all the coins will be added automatically to your wallet after the update.

You can order from the official website here.

Note: The wallets above will always be more secure than the wallets below.

#5. Atomic Wallet

The atomic wallet is a multi-currency wallet used to store over 300 cryptocurrencies which include BTC, ETH, XLM, etc.

It is somewhat like a cold storage wallet because it keeps all your sensitive information inside your device.

It also has a useful feature called Atomic Swap in which you can swap any cryptocurrency for another.

Suppose you want to buy Stellar Lumens (XLM), with the atomic swap you can easily do so by swapping any other cryptocurrency for XLM inside your wallet and if you don’t want to swap XLM for other coins, you can also buy XLM quite easily with their in-built exchange platforms with your desired method.

It provides a high level of encryption and also offers crypto staking for many Proof-of-Stake coins.

Atomic wallet is not only among the best stellar lumens wallet but it also supports 300+ cryptocurrencies which in turn support 1000+ different tradable crypto tokens.

Some major cryptocurrencies supported by atomic wallet are:

  • Bitcoin (BTC)
  • Stellar Lumens (XLM)
  • Ethereum (ETH)
  • Ripple (XRP)
  • Litecoin (LTC)
  • Monero (XMR)

and many more.

It is available for the following operating systems:

  • Windows
  • macOS
  • Ubuntu
  • Debian
  • Fedora
  • Android
  • iOS

Atomic wallet is in our best stellar lumens wallet list because of the options and features is offers.

#6. Stellar Desktop Client

Best Stellar Lumens Wallet

The stellar desktop client is only for stellar XLM. If you can configure your own wallet with little technical know-how then this can prove to be the best stellar lumens wallet for your hands down.

It is an open-source program that encrypts your private key and stores it locally on your computer. So, your funds are only as safe as your private key. That is why after installation, make sure to put the recovery key away from the computer you installed the wallet on.

It is available for Windows, Linux, and macOS and it is fairly easy to use.

It is a cold wallet if the device is kept offline and it becomes a hot wallet if the device is connected to the internet.

#7. StellarTerm

Best Stellar Lumens Wallet

StellarTerm is a web-based wallet embedded in decentralized exchange. It is an open-source wallet that runs on a stellar network. It even has multi-sig support.

This is an excellent wallet for traders because it provides the security of the entire stellar network to their wallets with a trading platform.

Since it is based on the stellar network, so you can transfer XLM or other Stellar assets with lightning-fast speed i.e. within seconds.

It is mainly for Stellar Lumens but it also some other cryptocurrencies like Bitcoin, Etheruem, etc.

It is available for Windows, macOS, and Linux.

StellarTerm can also be integrated into Ledger and Trezor hardware wallets so you can take extra precautions to keep your Stellar Lumens safer.

It is the best stellar lumens wallet for you if you’re looking for a web-based wallet for your XLM as well as for trading.

#8. Guarda Wallet

Best Stellar Lumens Wallet

Guarda wallet founded in 2017, is another multi-currency open-source wallet.

It is completely non-custodial which means it gives its users complete control over their funds and ultimately, full responsibility for their security.

Guarda developing company even claims to store zero personal or any sort of cryptographic information of its users.

Another great feature is that you can easily import all of your existing wallets into your Guarda wallet.

It is available as a desktop wallet, a web wallet, a mobile wallet, and even as a Google Chrome extension and all these wallets can be used to access an in-built exchange platform and buy any cryptocurrency of your choice.

Its web wallet can be accessed anytime from any browser on any platform, desktop wallet software is available for Windows, macOS, and Ubuntu. The mobile application is available for both Android and iOS and of course, all the applications are free.

You can also interact with DAPPs (Decentralized applications) using its Chrome extension.

It currently supports Stellar Lumens (XLM) and 40+ other cryptocurrencies which in turn support more than 10,000 crypto token assets from BEP-2, ERC20, and ERC721.

It also shows you the recommended fee for every transaction or you can choose any fee amount according to your liking.

Since it is a non-custodial wallet, it should be considered as one of the best stellar lumens wallets.

#9. Stronghold Wallet

Best Stellar Lumens Wallet

First of all, the stronghold is a cryptocurrency exchange wallet. Secondly, it runs on the Stellar blockchain which makes it pretty secure for a hot wallet.

You can easily deposit and withdraw your Lumens (XLM) with this wallet.

Since it is an exchange wallet, it enables fast trades and transfers with the Stellar network’s API.

It is a viable option to store the following cryptocurrencies:

  • Stellar Lumens (XLM)
  • Bitcoin (BTC)
  • Litecoin (LTC)
  • Ethereum (ETH)
  • Bitcoin Cash (BCH)
  • Bitcoin Satoshi Vision (BSV)
  • GRIN
  • QTUM
  • DASH

and a few more.

The best thing about stronghold wallet is that their developing team is relentless and is constantly trying to add new features. Their team alone makes their wallet worthy to be in the best stellar lumens wallet list.

It is available on the following operating systems:

  • Windows
  • Linux
  • Ubuntu
  • macOS (Coming soon)

#10. Lobstr

Best Stellar Lumens Wallet

If you are looking for a light and simple wallet, Lobstr should be at the top of your list. It is completely free and all you need is an email to sign up and use this wallet. It is a popular choice for beginners as well as professionals.

The company boasts of 200,000+ active users backed by 5000+ positive reviews across the web.

It is a mobile wallet so it is available for iOS and Android devices only.

It is the best stellar lumens wallet for all mobile users and if you’re thinking of depositing XLM to your Lobstr wallet, then remember to keep your private keys stored in a safe place.

#11. Trust Wallet

Best Stellar Lumens Wallet

As the name suggests, it is a trustable wallet for your XLM coins.

With the trust wallet, you can easily send, receive, and store your Stellar Lumens (XLM) and hundreds of other crypto coins. It is a mobile wallet that is quite essential for storing digital assets like Ethereum, ERC20, and ERC223 tokens.

It is an HD (Hierarchical Deterministic) wallet which means that you don’t need to create a backup of every private/public key pair. You can instead keep o using the same wallet and it will automatically create backups in the background in a hierarchical structure. All you need is your seed phrase to access the backup files.

It is also an excellent Web3 browser that lets you visit numerous DAPPs (Decentralized Applications) on the Ethereum network and still keep all your funds safe.

It is available for two operating systems:

  • iOS
  • Android

You can trust the Trust wallet because it is not only the best stellar lumens wallet but also the best wallet for numerous Ethereum tokens.

#12. Solar Wallet

Best Stellar Lumens Wallet

A solar wallet is a very good option to store your stellar lumens (XLM). It has a simple yet intuitive user interface. It is available both as a mobile and a desktop wallet.

It boasts of features like multi-signature accounts, custom asset management, etc.

It is also open-source and very secure. Its best security feature is that it encrypts the user’s keys with a key that is derived from the user’s password and stores it on the device’s local storage. So, the stronger the password, the stronger is the key. The encryption key is derived using PBKDF2 and SHA256.

It is available for the following operating systems:

  • Windows
  • macOS
  • Linux
  • iOS
  • Android

The fact that it is available in the official list of stellar wallets automatically makes it one of the best stellar lumens wallets.

#13. BlockEQ

You can also use BlockEQ to store your stellar lumens.

With BlockEQ, you can easily send, receive, and trade your XLM tokens on Stellar’s DEX (Stellar’s Decentralized Exchange).

There was a time when BlockEQ was available for Windows, macOS, Android, and iOS but now it is only available for iOS users which makes me wonder if it’s trustworthy or not.

Anyways, you can even join an inflation pool with this wallet and use its QR code scanning feature.

You can create a new wallet with a 24-word recovery phrase and also restore your previous wallet with 12 or 24-word recovery phrases.

It may not be the best stellar lumens wallet but it is a viewable option for iOS users.

#14. Stargazer Wallet

Stargazer is also a nice wallet to store your stellar lumens. You can create multiple accounts, assets, and addresses using this free wallet.

It is currently available for:

  • Windows
  • macOS
  • Linux
  • Android

You can also use multi-party/multi-sig accounts with this wallet.

Lastly, you will need to keep your recovery mnemonic somewhere safe so that you always stay in control of your lumens.

I will not say that this is the best stellar lumens wallet but it is worth considering.

#15. Paper Wallet

Stellar Lumens Wallet

Paper wallet is undeniably the best stellar lumens wallet to store your XLM coins safely.

You can create your own stellar paper wallet using the Stellar Lumens Paper Wallet Generator. It will generate a public key and a private key.

If you can handle little intricacies and technicalities, then this will definitely be the best stellar lumens wallet for you.

However, if you’re an absolute beginner, I recommend you not to use paper wallets because you have to be extra cautious while using these types of wallets and if you make a small mistake while sending your funds, then you can say adios to your funds. But you can also use Ledger or Trezor for a better and easy user experience.

Note: Remember to follow the main instruction shown on the website's header.

#16. Exchange Wallet (Hot Wallet)

These are the most widely used wallets and are also most prone to hacks or thefts.

There is not a single best stellar lumens wallet among all the exchanges.

Exchange wallets are a great option if you are sending or receiving cryptocurrencies frequently but if you don’t transact frequently and only need to store your funds somewhere safe, then they can be the worst option for you.

I have put this exchange wallet option into the best stellar lumens wallet list just to explain why it is the worst choice out there.

Many users who are new to the cryptocurrency field tend to buy and store their cryptocurrencies into their exchange’s wallet which I think is quite foolish because your funds are kept in a wallet that is completely controlled and regulated by the exchange. Moreover, they also have constant access to your private keys.

Now let me ask you one thing.

If someone else has access knows the private keys of your wallet, is that wallet yours then?


That’s precisely why exchange wallets are the worst.

Which is the best stellar lumens wallet?

Anybody can get confused by looking at so many options but if you ask me I will recommend Trezor Model T first and then Ledger Nano X second (Considering that price is not an issue).

Among software wallets, I will recommend Stellar Desktop client for desktops, trust and solar wallet for smartphones, and no web wallets.

So which is the best stellar lumens wallet for you? Let me know in the comments below.


Here are some other cryptocurrency useful tools that you may like.


A VPN image used in its review in an article on the Cryptoonews.com website
Why use VPN for cryptocurrency?

For safely using cryptocurrencies, a VPN is well worth the money. It might help you feel safer when it comes to your privacy as a buyer or vendor.

Crypto transactions, as I previously said, are recorded in a public distributed ledger. So there is information accessible on that public ledger that can be used to identify you and if you are identified, then hackers can easily find a way to steal your coins.

Cryptocurrencies are pseudonymous and NOT completely anonymous. That is to say, your transactions are documented under a fictitious name.

Every crypto exchange saves your IP address (anywhere you buy and sell cryptocurrency). Hackers can use this information to determine your identity and then by exploiting flaws in your internet connection, they CAN steal your hard-earned coins.

There are a lot of con artists out there. In fact, crypto exchange frauds netted criminals more than $20 million in the first three months of last year.

We do not, however, advocate that you utilise a free VPN because they are infamously known to sell information. So they might also put you at risk of security breaches, especially if you trade frequently.


An ExpressVPN logo image used in its review in an article on the Cryptoonews.com website

Price: Check the current price by clicking below.

Expressvpn is a premium VPN that delivers excellent performance and is undoubtedly the best VPN for cryptocurrency trading.

When it comes to safely trade cryptocurrencies, ExpressVPN comes in as the prime choice.

ExpressVPN accepts a number of different payment options, including Bitcoin. As a result, upgrading to a higher level of anonymity becomes more convenient.

Why Use ExpressVPN?

  • It contains the most up-to-date security and privacy features to secure your identity (IP address) when conducting any transactions.
  • It also enables Geo-restricted Altcoins and trading platforms to be accessed in a variety of locations.
  • It has AES-256bit encryption, which can aid you in your cryptocurrency transactions. It also has perfect forward secrecy, which means the encryption key is changed every time the security is compromised.
  • It includes an RSA key, AES 256-bit cipher, SHA-512 HMAC authentication, and AES 256-bit cipher.
  • Because of its TrustedServer Technology, which operates on RAM and wipes your data after each session, you don’t have to worry about your data being saved, resulting in way less vulnerable cyber-attacks while trading cryptocurrency.
  • You won’t have to worry about data breaches because it’s registered in the British Virgin Islands, and you’ll be able to conduct your crypto transactions privately.
  • This VPN server is the ideal choice for newcomers because of its simple UI and easy-to-navigate servers. Furthermore, it is quite simple to set up its app on both a desktop and a mobile device.
  • It works with a variety of operating systems, including Windows, macOS, Linux, Android, and iOS, which makes it even better.
  • It offers a customer service team that is available 24 hours a day, 7 days a week to assist you.

Pros of ExpressVPN:

  • Split tunneling is supported.
  • Kill switch for network lock.
  • Accepts Bitcoin as a form of payment for added anonymity.
  • Customer service is available 24 hours a day, seven days a week.
  • Servers that are lightning quick.
  • The British Virgin Islands are where the company is based.
  • There are over 3000 servers in over 90 locations.
  • AES 256-bit encryption technique is unbreakable.
  • Unrestricted Bandwidth
  • Excellent security and privacy.

Cons of ExpressVPN:

  • Limited customizable options.

It also comes with an easy 30-day money-back guarantee, so you don’t have to worry if you’re unhappy with the service.


As cryptocurrency is tech-savvy, you should acquire some knowledge about it before diving into its pool. The best way to do so is by reading the best selling book written on cryptocurrency.

CRYPTO INVESTING GUIDE-How to Invest in Bitcoin, DeFi, NFTs and More

An image of a book called Crypto Investing Guide reviewed in an article written on the Cryptoonews.com website

The Crypto Investing Guide is a must-have reference book for both present and potential crypto investors. The book explains how to navigate the cryptocurrency markets and become fluent in the financial future. The Crypto Investing Guide has 14 informative chapters, including:

  • Cryptocurrency basics and best practices: Cryptocurrencies are based on blockchain, a novel and intriguing technology. To grasp the technology’s economic potential, one must first comprehend how it functions and interacts with older financial systems.
  • Economic empowerment through crypto investing: Token Metrics’ purpose is to provide economic empowerment to everyone on the planet. Cryptocurrencies are a relatively new financial instrument that is accessible to anybody with an internet connection, making them an essential tool in this regard.
  • Crypto investing strategies : There’s a lot of speculation regarding Bitcoin’s (BTC), Ethereum’s (ETH), and the other 6,000 altcoins’ future worth. Understanding where to invest might be difficult, but this book will show you how to analyze investment options for best benefit.

The book is easily available at Amazon and at many other major bookstores across the world.

The topics covered in this book are :

  • Blockchain and Cryptocurrencies
  • How to Use and Store Cryptocurrencies
  • Securing Your Crypto From Hackers
  • Value Investing
  • Risk Management
  • Building a Portfolio
  • Fundamental Analysis
  • How to Evaluate Crypto Technology
  • Token Sales: ICOs, IEOs, and IDOs
  • Security Tokens
  • DeFi
  • Mining and Staking
  • NFTs
Author Information

Ian Balina is the creator and CEO of Token Metrics, a crypto data analytics platform that teaches investors how to use machine learning to make better investment decisions.

For his work in analytics, cryptocurrency, and business, he has been featured in CNBC, Bloomberg, Wall Street Journal, Forbes, Business Insider, and Entrepreneur Magazine.

Ian has a master’s degree in computer engineering and was formerly the IBM Watson North American Analytics Evangelist. Token Metrics is a data-driven Moneyball-style technique to investing in crypto assets that he devised.

Ian turned $20,000 into almost $5 million by investing in cryptocurrencies in 2017 using the Token Metrics analytical platform. He was able to achieve financial independence by openly tracking his investments using a free investment spreadsheet. More than one million investors each month used this spreadsheet, which has now grown into one of the most prominent crypto investment research sites.

Ian is also motivated to give back through his humanitarian activities with Children of Uganda and Black Girls Code, having come from modest beginnings in Kampala, Uganda.

If you have any queries, ask me in the comments below.

If you have any issues/suggestions, send me an email via Contact Form.

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17 thoughts on “[Top 15+] Best Stellar Lumens Wallets To Keep XLM Safe (2022 Edition)”

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